Hello. My goal is to bring awareness to specialty insurance for the numismatic collector. There are a few specialty insurance companies to review, but why specialty insurance.
As you know, we have dedicated time, energy, financial resources and passion into building our collections.
You may NOT know, homeowner's policies (Liberty Mutual, AAA, Chubb, State Farm etc.) generally have Specialty Limits related to money, coins, bank notes, gold etc. between $200 to $5,000. In case of a loss, these limitations would not provide adequate coverage to cover a numismatic collection's
full value. A solution would be to schedule each piece on a personal articles floater, but the average collector as between 250 to 500 pieces.
5 Reasons Why A Numismatic Collector Needs Specialty Insurance
1. Full value protection - It's the only way to be sure you receive the true value for your collection (single item or entire collection) in case of a loss.
2. Coverage benefits - Earthquake, fire, flood, theft, shipping (No need for shipping insurance), club events, mysterious disappearance and newly acquired pieces without limitations - just to name a few.
3. Expert claims - A knowledgeable claims team will be sensitive to collectors loss and help guide them through the claims process resulting in a thorough outcome.
4. Core values - Your insurance expert has Experience, Expertise and Passion when it comes to your collecting journey.
5. Low annual premiums - Understanding the risk exposures of the numismatic collector allows for competitive rates and credits.
We're passionate about the numismatic community and hate for anyone to experience a loss or go through heartache. For more information, I would recommend asking your insurance agent or call a specialty company. I hope this was helpful. As a supporter of CCF, I would be happy to answer any questions on this topic.
Bluewater Insurance 
Posted 07/28/2018 09:39 am
