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How Common Are Silver Half Dollars In "Ordinary" Boxes Of Bank-Rolled Coins?

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Valued Member

United States
83 Posts
 Posted 02/09/2025  1:45 pm Show Profile   Bookmark this topic Add NorthShoreMA to your friends list Get a Link to this Message Number of Subscribers
Last month I described finding 50 silver half dollars in three Loomis boxes that I acquired during a two-week period at two local banks. I think they contained coins from the same collection "dump" because I found more Franklin half dollars (10) plus 90% silver Kennedy half dollars (18) than coins that contain 40% silver in each box. Since then I purchased six more Loomis boxes from the same banks (hoping to find more coins from that "dump") -- but I found only one 40% silver half dollar in them: i.e., one silver coin out of 6,000.

I have been fortunate enough to acquire a box of bank-rolled half dollars that contains 10 more more silver coins from a collection dump every three months or so. I haven't monitored how many silver half dollars I've found in lean ("ordinary") Loomis boxes between those lucky breaks - but I estimate that I find one silver half dollar (a coin that typically contains 40% silver) after searching through 5-10 boxes: i.e., only one silver coin in 5,000-10,000.

Does that ratio sound about right to other experienced CRHs? This kind of information hopefully will encourage new CRHs to be patient as they search for "treasure".
Edited by NorthShoreMA
02/09/2025 1:47 pm
Valued Member
United States
344 Posts
 Posted 02/10/2025  12:41 am  Show Profile   Bookmark this reply Add JobIII to your friends list Get a Link to this Reply
1 in every 5-10 seems a bit low. But I haven't been actively CRHing in the past 5 yrs.

That big score you had makes me think you got dump from someone who was unaware of their value.

When things started to get slow I would try to find banks that use different coin couriers.

Are you just silver hunting or also error and NIFC hoarding?
Valued Member
United States
83 Posts
 Posted 02/10/2025  09:23 am  Show Profile   Bookmark this reply Add NorthShoreMA to your friends list Get a Link to this Reply
I don't collect NIFCs or look for errors. I only collect silver coins -- some of which I gladly trade with a local coin dealer to acquire coins missing from my collection. I completely agree with you that the "good" boxes I occasionally acquire contain silver coins from a collection dump.
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pound_foolish's Avatar
United States
298 Posts
 Posted 02/10/2025  09:45 am  Show Profile   Bookmark this reply Add pound_foolish to your friends list Get a Link to this Reply
On average I see silver halves in one out of roughly every three boxes (more like 3.2 boxes). Typically when I do it's a few 40%ers or a single 90%er. Since last year I haven't hunted bank boxes since I've shifted to CWR as much as possible as I was just getting uncirculated KHD box after box, and I can go through way more dimes with $500 compared to halves. Losing 10 cents per silver dime pulled is a lot easier for a hobby hunter like me to absorb as opposed to halves...but I suppose in the universe of problems, finding silver at face value regardless of denomination is a good thing. Purely mathematically it makes more sense to hunt nickels for ROI but I am really getting into the weeds now!



Valued Member
United States
344 Posts
 Posted 02/10/2025  1:53 pm  Show Profile   Bookmark this reply Add JobIII to your friends list Get a Link to this Reply
Personally I had very little luck with dimes and quarters and nickels were a pain to search as you can't edge search them.

My hat goes off to you for keeping the hunting going. I would love to get back to the peak of ~10 ish boxes a week. For those random times you get a seriously great box. The skunk runs, time and costs of transporting the coins are enough to keep me away.
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