I got interested in Charlotte mint coins a little too late. The prices are through the roof. Many are selling for 2-3X guide prices (or 2-3 grade levels above recent auction prices). I will have to wait for a correction or just enjoy others photos.
I agree with it being a fake. I suggest using the PCGS CoinFacts APP (Free) to bring up images of a 1796 Dollar and you will be able to see the design flaws. The rim is the easiest to detect from the photograde images.
Maybe MS61/62. A lot of marks in right OBV field and face took some hits. LIBERTY is either worn or an extremly weak strike. Hard to tell in these photos.
My collection consists of only Pre-33 gold. I only buy PCGS (and usually only CAC) coins. I have seen a lot of overgraded NGC gold coins. I am sure others feel the same with PCGS. I will say when a dealer told me that after a gold submission to PCGS did not bring the results they wanted they would submit to NGC to get better grades.
In the end it is a 160 year old coin and that is cool. It is unfortunate that someone decided to clean it up and make shinny. At today's spot gold price it does have $226 of gold in it.
Very common practice that is now out in the open for auctioned coins because auction history comes up when you search a coin on PCGS. Some dealers add a lot of money on to their auction buys. I have seen some try and double the price a couple months after winning it at auction. It is very common to see 25-30% bumps as well. Limited coin shows has pushed many dealers to GC, HA, Stacks, etc....
Have fun and take your time. There are a lot of really nice Peace dollars out there and they have been coming way down in price. You should be able to put together a nice looking set of coins.
From the photos it appears as though there is rim damage at about 8 o'clock. It looks like some of the edge of the coin is gone. The surfaces also look questionable. I would have to say details grade.
Depending on the rarity of the date, MS61/62 coins should trade around spot plus a small premium. The quality will be all over the place in those grades. There are a lot on the market because there are tens of thousands graded of each date graded and they trade like bullion in some cases. When gold was at $400 an oz those common date coins sold for about $400 each (go back and search early 2000's Heritage auctions) when gold went to $1800 and oz, they moved to that and closed the gap with MS63/64 in some cases. If gold moves up from here I would suspect you could get MS63's for about the same money as 61/62's. If gold moves lower then the spread will widen most likely.